Financing your home can be incredibly daunting if you are not familiar with the tools available to you, or worse, if you don’t even know where to start. How do you know if you can afford a particular property and still manage your other finances? That is where our mortgage calculator comes in. Not only can you access the calculator online, but once you have done your initial evaluation, your paired mortgage broker can help you build and tailor-make the perfect mortgage for you!
Dream A Little First And Window Shop
Knowing what you want is probably the most crucial step towards planning for your home financing. While you will need to be realistic about what you can and cannot afford and make individual evaluations based on affordability and the most practical choices for you, you first need to get in touch with your inner dreamer. If you could have anything in a home, what is it that you want? Is it vital for you to have a property enveloped in nature, or is a school district non-negotiable? Is a condo ideal for you, or do you want a house? In which area do you want to live? We need you to answer all of these questions when completing our easy and quick online affordability assessment, so you won’t be wasting your time by enjoying a bit of make-believe here.
Investigate Your Finances
The next step to figuring out your home finance plan is to get to know your financial situation better. For an initial analysis, the information required is relatively easy to access: knowing things like your overall credit history and annual income is generally straightforward. You will also need to estimate your expenses and any initial down payment you may be able to afford – these may take a little bit of time to assess if you aren’t currently up to date with your monthly or annual budget. Rest assured, though, that these numbers are not fixed in stone and are merely used to create an initial appraisal of your affordability to inform you from the first contact better. Simply plug in the information you have gathered and allow us to guide you.