Who We Are

I have been arranging mortgages in Nanaimo since 2015 and have been involved in the industry since early 2010. Being exposed to the mortgage industry at a young age though my father, I took an interest in the planning side of the mortgage world. I noticed early on that there is much more to a mortgage than interest rates and payments. Through working closely with my clients, I work to build relationships and plans so that I can help with mortgage advice, not just through the transaction but for the life of their mortgage. Annual reviews with me offer an opportunity to review your plan and make alterations to that plan as life changes. As we know it does. Like my father, I believe that we need to have a plan in place to help pay off debt, increase assets, and have fun!  I have had personal experience with this in juggling a career as a mortgage planner and as a drummer in a band writing music, recording and performing. Maintaining a balanced lifestyle is so important to a person’s happiness and my goal is to help my customers achieve this.

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For the past 29 years I have been on both sides of the fence. First as a lender, now as a mortgage planner. I have always prided myself on looking after my clients first. Our Company is now the largest mortgage brokerage in the Canada. We now have over 40% of all real estate transactions. I have the means and the knowledge to provide you with the service you deserve. My services are available when you are.

Purchasing, renewing, refinancing, home equity lines of credit, construction, land purchase and now offering very competitive commercial mortgage money. Call for a free consultation on how I can save you money with all of your mortgage needs and show you how to set up a financial strategy for the long term, and don’t forget the have fun fund.

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I joined Greg and the team in 2013. As a licensed sub mortgage broker my role in the office is the underwriting of mortgages and the collection of supporting documentation to ensure each file closes smoothly. As an underwriter I keep up with the ever changing regulations, lender products, and rates. I also am in constant communication with the client fulfilling the documentation the lender has requested. I am the liaison between the lender and our clients. Being a “people person” I love getting to know our clients, being “an organizer” I love seeing the files I work on close smoothly. Our team relationship brings an environment where we share knowledge, advice, personal stories, and laughter. You are in good hands when working with The Nowik Team.

My name is Trish Cusson and I am extremely excited to be joining “The Greg Nowik Team” at Universal Mortgage Architects.  I have been married to an amazing man for almost 34 years and together we have raised three wonderful kids whom we are extremely proud of.  

I retired October 1/18 after an amazing 32 ½ year career with CIBC in Port Alberni. During my career I worked several roles from Customer Service Representative to Branch Manager.   I only had one focus which was to provide exemplary customer service and trusted financial advice from Mortgages, Loans, Investments to Basic Banking. The clients and my peers were always an extension of my family, and I treated each person with the utmost respect.  It warms my heart when past clients tell me how much I am missed.  It didn’t take long for me to realize that I missed the connection with my clients. 

I have been doing mortgage financing for over 28 years.  Whether you are buying your first home or looking to refinance your existing home, I can help.  Please feel free to contact me anytime.   

I look forward to serving the Alberni Valley, West Coast and beyond for years to come.

I have worked in our business since we formed Universal Financial Corp in 1994. I am a licensed mortgage broker and over the years my role has varied from mortgage underwriter to office manager. This is an industry I love! I love conversing with our clients and lenders, organizing documentation for deals and learning on a daily basis as regulations and guidelines change. I currently work part time and enjoy my spare time and my grandchildren.

I am proud of the everything our team has accomplished within our best mortgage broker Nanaimo industry. Each year we are the one of the top teams in Western Canada with Mortgage Architects. I am also very proud of our “Bikes for Kids” program supporting those in need in our community. We truly work as a team!

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Mel is a recently retired C.P.A. tax and estate planning accountant.
Mel operated a very successful Nanaimo tax practice for many years before selling that business to Hayes Stewart Little and Co in 2011, making Hayes Stewart Little the largest independent accounting firm on Vancouver Island.
Mel continued to work part-time for Hayes Stewart Little until he retired in 2017.
Mel was chairman of the Baseball 3rd Street committee which built the 3rd street multiplex fields for soccer and baseball and the clubhouse and upstairs meeting facility that has been used for Rotary club meetings, fitness classes, and other non profit uses in partnership with the City of Nanaimo.
Mel helped establish the Serauxmen Stadium Amateur Baseball Association in order to rebuild and obtain lights and turf in upgrading the baseball only stadium. He was 2nd Vice Pres of the Association and he was also involved in securing a partnership agreement with the City of Nanaimo for operating the stadium and allocating usage of the facility.
Mel has been a resident of Nanaimo since 1979 and is very active in many sports activities in Nanaimo. He has been involved with coaching minor baseball, hockey and high school football as his 3 children have grown into adults. He now has 4 grandchildren that keep him busy in retirement.