Who We Are

Our Team

Our Team

The Nowik Team working for You

Greg Nowik

Greg Nowik

Lead Mortgage Planner

With 30 years experience in the mortgage industry I lead a team of dedicated, knowledgeable, caring mortgage planners. Consistently the top producing team for Mortgage Architects in Western Canada, over the years we have funded over a billion dollars in mortgages. Assisting my clients with their mortgage planning makes coming to work each day a pleasure. Building Assets…Decreasing Debts…and still having fun is a goal we all have and I do my best each day to help my clients work towards that goal. Your mortgage is not just about the interest rate.  Although rate is important, so is your mortgage plan and finding the best product that fits your plan will help you attain your goals. Over the years I have developed relationships with banks, monoline lenders, professionals in real estate conveyancing, financial planning, life insurance and home insurance providers. I am happy to refer to my clients to these valued associates.

On a personal side, I believe in community service whether it be monetary or volunteering. In 2016 I had an idea, and with our team we formed our “Bikes for Kids” program. This non-profit program has grown rapidly. With the assistance of the RCMP, Coal City Cycles, Nanaimo Brain Injury Society, our school districts and those who give their time to volunteer we are able to service donated bike and have them road ready to be delivered to children in our community who can really use them.

Mortgage Budget Calculator

Myles Nowik

Myles Nowik

Mortgage Planner

I have been arranging mortgages in Nanaimo since 2015 and have been involved in the industry since early 2010. Being exposed to the mortgage industry at a young age though my father, I took an interest in the planning side of the mortgage world. I noticed early on that there is much more to a mortgage than interest rates and payments. Through working closely with my clients, I work to build relationships and plans so that I can help with mortgage advice, not just through the transaction but for the life of their mortgage. Annual reviews with me offer an opportunity to review your plan and make alterations to that plan as life changes. As we know it does. Like my father, I believe that we need to have a plan in place to help pay off debt, increase assets, and have fun!  I have had personal experience with this in juggling a career as a mortgage planner and as a drummer in a band writing music, recording and performing. Maintaining a balanced lifestyle is so important to a person’s happiness and my goal is to help my customers achieve this.

Mortgage Budget Calculator

 

Eddie Goncalves

Eddie Goncalves

Mortgage Planner

For the past 29 years I have been on both sides of the fence. First as a lender, now as a mortgage planner. I have always prided myself on looking after my clients first. Our Company is now the largest mortgage brokerage in the Canada. We now have over 40% of all real estate transactions. I have the means and the knowledge to provide you with the service you deserve. My services are available when you are.

Purchasing, renewing, refinancing, home equity lines of credit, construction, land purchase and now offering very competitive commercial mortgage money. Call for a free consultation on how I can save you money with all of your mortgage needs and show you how to set up a financial strategy for the long term, and don’t forget the have fun fund.

Mortgage Budget Calculator

Vera Kahan

Vera Kahan

Licensed Mortgage Underwriter and Fulfillment Specialist

I joined Greg and the team in 2013. As a licensed sub mortgage broker my role in the office is the underwriting of mortgages and the collection of supporting documentation to ensure each file closes smoothly. As an underwriter I keep up with the ever changing regulations, lender products, and rates. I also am in constant communication with the client fulfilling the documentation the lender has requested. I am the liaison between the lender and our clients. Being a “people person” I love getting to know our clients, being “an organizer” I love seeing the files I work on close smoothly. Our team relationship brings an environment where we share knowledge, advice, personal stories, and laughter. You are in good hands when working with The Nowik Team.
Trish Cusson

Trish Cusson

Mortgage Planner

My name is Trish Cusson and I am extremely excited to be joining “The Greg Nowik Team” at Universal Mortgage Architects.  I have been married to an amazing man for almost 34 years and together we have raised three wonderful kids whom we are extremely proud of.  

I retired October 1/18 after an amazing 32 ½ year career with CIBC in Port Alberni. During my career I worked several roles from Customer Service Representative to Branch Manager.   I only had one focus which was to provide exemplary customer service and trusted financial advice from Mortgages, Loans, Investments to Basic Banking. The clients and my peers were always an extension of my family, and I treated each person with the utmost respect.  It warms my heart when past clients tell me how much I am missed.  It didn’t take long for me to realize that I missed the connection with my clients. 

I have been doing mortgage financing for over 28 years.  Whether you are buying your first home or looking to refinance your existing home, I can help.  Please feel free to contact me anytime.   

I look forward to serving the Alberni Valley, West Coast and beyond for years to come.

Joe Miller

Joe Miller

In House Life Insurance and Financial Planner

My name is Joe Miller and I’m the founder of Sitka Wealth. I’ve been a financial advisor since 2007. My corporate career took me through Edward Jones, CIBC, and Investors Group until I realized that in order to truly balance what was best for my family and clients, I had to build my own practice. In no other way do I believe a financial advisor can be in a position to offer the best advice to clients while maintaining their family relationships and livelihood. On every platform that I’ve known it’s one or the other.
My mission has always been to build a personally sustainable platform that enables me to put money back into clients’ pockets and increase their ability to build wealth faster than any other financial advisor while IMPROVING service and relationships. To truly be an advocate for my clients through their investment, insurance, and real estate transactions.
Cindy Nowik

Cindy Nowik

Mortgage Planner

I have worked in our business since we formed Universal Financial Corp in 1994. I am a licensed mortgage broker and over the years my role has varied from mortgage underwriter to office manager. This is an industry I love! I love conversing with our clients and lenders, organizing documentation for deals and learning on a daily basis as regulations and guidelines change. I currently work part time and enjoy my spare time and my grandchildren.

I am proud of the everything our team has accomplished within our best mortgage broker Nanaimo industry. Each year we are the one of the top teams in Western Canada with Mortgage Architects. I am also very proud of our “Bikes for Kids” program supporting those in need in our community. We truly work as a team!

.

Mel Huggins

Mel Huggins

CPA (retired) - Bikes for Kids program

Mel is a recently retired C.P.A. tax and estate planning accountant.
Mel operated a very successful Nanaimo tax practice for many years before selling that business to Hayes Stewart Little and Co in 2011, making Hayes Stewart Little the largest independent accounting firm on Vancouver Island.
Mel continued to work part-time for Hayes Stewart Little until he retired in 2017.
Mel was chairman of the Baseball 3rd Street committee which built the 3rd street multiplex fields for soccer and baseball and the clubhouse and upstairs meeting facility that has been used for Rotary club meetings, fitness classes, and other non profit uses in partnership with the City of Nanaimo.
Mel helped establish the Serauxmen Stadium Amateur Baseball Association in order to rebuild and obtain lights and turf in upgrading the baseball only stadium. He was 2nd Vice Pres of the Association and he was also involved in securing a partnership agreement with the City of Nanaimo for operating the stadium and allocating usage of the facility.
Mel has been a resident of Nanaimo since 1979 and is very active in many sports activities in Nanaimo. He has been involved with coaching minor baseball, hockey and high school football as his 3 children have grown into adults. He now has 4 grandchildren that keep him busy in retirement.

Let’s talk about your future

Now that you are ready to buy, renovate or invest, we can make it happen with our expert Mortgage Brokers, smart solutions and helpful advice. Let’s talk about your future today!

For All Your Mortgage Needs

PROUDLY PART OF MORTGAGE ARCHITECTS TEAM

Locations

NANAIMO:

101-5190 Dublin Way Nanaimo BC V9T0H2

Contact Us

1 + 1 =